Property Tax Sale
The Municipal Government Act states that any property that has taxes outstanding for more than one year is eligible for a tax sale auction. It is mandatory for the Town of Middleton to attempt to notify the owner as well as all lien holders of the property regarding the pending sale. If the taxes remain unpaid, the property is advertised in the local paper prior to the tax sale.
A tax sale is a public auction with the successful bid being the highest bid at or above the advertised price. The advertised price is the total of all outstanding taxes, lien charges, penalties, interest, and tax sale costs.
If the property has more than six years of outstanding taxes, the successful bidder will receive a Tax Sale Deed and become the new owner of the property. If the property is less than six years in arrears, a Certificate of Sale is issued to the successful bidder, and the owner or lien holder will have six months to redeem the property. Only at the end of the redemption period, if the property has not been redeemed, will title pass to the successful bidder.
A tax sale is scheduled for July 2026. More details to follow.
Why does the Town hold tax sales?
Tax sales are required by provincial law to recover unpaid property taxes so the Town can continue to provide essential services like roads, water, sewer, recreation, and public safety.
Can I prevent my property from being sold?
Yes. Property owners can stop the tax sale process at any time by paying all outstanding taxes, interest, and fees before the sale occurs.
Can I keep living in my home during the redemption period?
Yes. If your property is sold but is less than six years in arrears, you may remain in the home during the six-month redemption period, provided you do not interfere with the bidder’s lawful rights.
If I pay my taxes during the redemption period, what happens?
You keep your property. The purchaser will receive a refund of their purchase amount plus interest as set by legislation.
Do tax sales always result in someone losing their property?
Not always. In many cases, owners redeem their property before or shortly after the sale.
If I am the successful bidder, do I get immediate access to the property?
Not always. Access depends on whether the property is more than six years in arrears (immediate ownership) or less than six years in arrears (6-month redemption period applies).
Can I buy a property at a tax sale and resell it?
Once ownership is legally transferred to you, you may treat the property like any other investment and sell it if you choose.
Does the Town guarantee the condition of the property?
No. Properties are sold as-is, and the Town does not guarantee the condition of buildings or land.
